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Do I need Collision and Loss Damage Waiver Insurance for under 21 car rental in United States?
ReplyDeletePotential matters on the road and related problems can ruin your vacation. CDW/LDW is designed to save you from worrying about your vehicle, specifically when the car’s technical condition is not constantly up to you. The basic CDW/LDW is usually included in the price of the rental vehicle in Europe, Africa, and Australasia; however, in the USA and Canada, CDW/LDW insurance often have to be purchased additionally.
You can be a disciplined driver who uses car rental under 21 years of age, but it’s simply impossible to predict the activity of other road traffic participants. Subsequently, your car may be damaged, but material responsibility is exactly your headache!
Let’s check another point. You left the car on a metered parking lot in some remote area of Chicago or Baltimore, but some vandal scratched your car. Unfortunately, the driver is also responsible for this situation.
CDW/LDW insurance covers collision damage, fire damage, natural phenomena, theft, and vandalism. Therefore, it’s highly recommended that you take CDW/LDW protection for your vehicle. There are several ways to organize it:
Very often CDW/LDW comes with a rental by default - try to clarify this question with online support at the stage of booking. If necessary, ask to add this protection package to your order.
Contact the representative of the bank that issued your electronic card. Perhaps one of the points of the contract will say that CDW/LDW is included.
Get protection kit from a car rental supplier, which is apparently not the cheapest, but the fastest and easiest solution.
An independent insurer can also be used for road trips in the USA. Typically, this option is cheaper and has more advantages. See more here: how much is a young renters fee .